Get a construction to permanent loan in New Mexico Now
How to Secure a Construction to Permanent Loan in New Mexico For Maria, a local Albuquerque business owner, the journey to building…
Read more →Smart Business & Real Estate Financing — Built Around Your Deal
DSCR loans for real estate investors. SBA financing for business owners. Construction and commercial loans for growth-minded borrowers. Clear options. Fast next steps. Real guidance.
- Investor & owner-operator friendly programs
- Simple document checklists
- Fast, responsive communication
Start With the Right Loan
Answer a few quick questions and we’ll route you to the best financing path — DSCR, SBA, Construction, or Commercial.
Apply NowBuilt for investors & business owners
Multiple programs, one clear process
Deal-specific guidance
Financing Programs
Choose the strategy that fits your property, business, and timeline.
DSCR Loans
- Qualify based on rental cash flow
- LTR, STR, and portfolio properties
- Purchase or refinance options
SBA Loans (7(a) & 504)
- Owner-occupied real estate & businesses
- Expansion, acquisition, refinance
- Longer terms with structured guidance
Construction Loans
- Ground-up & major renovations
- Draw schedules and inspections
- Builder and developer friendly
Commercial Real Estate
- Office, retail, industrial, mixed-use
- Stabilized or value-add deals
- Purchase or refinance
Bridge / Transitional
- Time-sensitive closings
- Repositioning & short-term needs
- Clear exit strategies
Working Capital & Equipment
- Business growth capital
- Equipment purchases & upgrades
- Cash flow support
Funding Should Fit the Deal — Not the Other Way Around
GHC Funding helps real estate investors and business owners compare financing options with clarity and speed. We focus on matching the right loan structure to your goals, timeline, and numbers — so you can move forward confidently.
- Clear explanations, no fluff
- Multiple loan paths under one roof
- Practical guidance from start to close
What you’ll get
- A clean next-step plan
- A simple document checklist
- A financing path that matches your deal
Simple, Structured, and Efficient
A clean process from “what are my options?” to clear next steps.
1) Tell Us About Your Deal
Property, business, timeline — quick and straightforward.
2) Get Matched to the Right Program
DSCR vs SBA vs Construction vs Commercial — we route you correctly.
3) Move Forward With Confidence
Clear checklist, next steps, and expectations.
Get a Pre-Approval or Rate Quote Today
Start with a short application and we’ll guide you to the right financing path.
Latest From the Blog
Practical guides for investors and business owners.
SBA loan rates 2026 in New Mexico
Understanding SBA Loan Rates in New Mexico for 2026 When Maria, a small business owner in Albuquerque, faced the challenge of expanding…
Read more →
Best DSCR lenders for real estate investors in New Mexico
Best DSCR Lenders for Real Estate Investors in New Mexico Imagine you’re Maria, a real estate investor in Albuquerque, New Mexico. You’ve…
Read more →
Construction loan interest rates today in New Mexico
Understanding Construction Loan Interest Rates in New Mexico: A Guide for Business Owners When Maria, a small business owner in Albuquerque, decided…
Read more →
The SBA 7(a) vs 504 loan differences in New Mexico
Understanding SBA 7(a) vs 504 Loans: What New Mexico Business Owners Need to Know When Maria, a small business owner in Santa…
Read more →
DSCR loan calculator, taxes and insurance in New Mexico
Unlocking the Power of DSCR Loan Calculators: A New Mexico Business Owner’s Guide Maria, a local restaurant owner in Santa Fe, faced…
Read more →